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Cashless Insurance


1. PERSONS OR CLASSES OF PERSONS ENTITLED TO DRIVE
  1.     Stage Carriage / Contact Carriage / Private Service Vehicle
2.     Goods Carriage
3.     Non Transport Vehicles
Any Person including insured:

a) Provided that a person driving holds an effective driving licence at the time of the accident and is not disqualified from holding or obtaining such a licence.
b) Provided also that the person holding an effective learner¡¯s licence may also drive the vehicle and that such a person satisfies the requirements of Rule 3 of the Central Motor Rules, 1989.
II. LIMITATIONS AS TO USE (PACKAGE POLICY)
1. Goods carrying vehicles/Miscellaneous & Special type of vehicles:
a)The Policy covers use only under a permit within the meaning of Motor Vehicles Act, 1988 or such a carriage falling under Sub-section(3)of section 66 of Motor Vehicles Act,1988.
b)The policy does not cover use for: a) Organised racing b) Pace making c) Reliability trials d) Speed testing.

2. Passenger Carrying Vehicles:
a) The Policy covers use only under a permit within the meaning of Motor Vehicles Act, 1988 or such a carriage falling under Sub-section (3) of section 66 of Motor Vehicle Act, 1988.
b) The policy does not cover use for: a) Organised racing b) Pace making c) Reliability trials d) Speed testing e) Use Whilst drawing a trailer except the towing (other than for reward) of any one disabled Mechanically propelled vehicle.

3. Private Cars/Two Wheelers:
The Policy Covers use of the vehicles for any purpose other than: a) Hire or reward b) Carriage of goods (other than samples or personal luggage), c) Organised racing d) Pace making e) Speed testing f) Reliability trials g) Any purpose in connection with Motor Trade.

 



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